How Does Travel Nurse Housing Work?
Travel nurses either take a housing stipend (tax-free cash to find their own place) or accept company-provided housing from their agency. Most experienced travelers take the stipend because it typically puts more money in their pocket — but agency housing can make sense in expensive cities.
Last updated 2026-02-04
AI-Powered Search
Not keyword matching — real intelligence
Transparent Pay
No hidden fees, ever
60-Sec QuickApply
Matched to a recruiter instantly
Joint Commission
Nationally certified agency
Dedicated Recruiter
Specialist in your profession
Stipend vs. Agency Housing
This is the first housing decision every travel nurse makes.
| Factor | Housing Stipend | Agency Housing |
|---|---|---|
| You pay for | Finding & paying for your own place | Nothing — agency provides |
| Typical value | $1,200 – $2,400/month (tax-free) | Agency arranges furnished rental |
| Pocket the difference? | Yes — find cheaper housing, keep the rest | No — fixed arrangement |
| Flexibility | Full control over location, roommates | Agency chooses; quality varies |
| Best for | Budget-savvy nurses, repeat locations | First-timers, expensive cities |
CatSol's location intelligence shows vibe scores, cost of living, and housing insights for every assignment city.
Search jobs by location →Where to Find Travel Nurse Housing
Top resources: Furnished Finder (built specifically for travel nurses — the #1 platform), Airbnb (filter for monthly stays for 30–50% discounts), Facebook travel nurse housing groups, extended stay hotels (Residence Inn, Home2 Suites), and local Craigslist/Facebook Marketplace for furnished sublets. Start looking 4–6 weeks before your start date for the best options.
How Much Should You Spend on Housing?
The goal is to spend less than your stipend and pocket the difference. In a medium-cost city, aim to spend 50–70% of your stipend on rent. In expensive markets (NYC, SF, LA), you might spend 80–100% or consider agency housing. In low-cost areas, you might spend only 40% and pocket $600–$1,000/month.
CatSol's location intelligence shows vibe scores, cost of living, and housing insights for every assignment city.
Search jobs by location →Search Thousands of Travel Healthcare Jobs
CatSol uses AI to match you with the right jobs — just describe what you want in plain English.
Tips for Your First Housing Search
Book month-to-month when possible (avoid being stuck if your contract is cancelled). Get renter's insurance — it's $15–$30/month and covers your belongings. Take photos of everything at move-in. Ask about utilities — some are included, some aren't. Check distance to your hospital and parking availability. Join the Facebook group for your assignment city.
The RV and Van Life Option
A growing number of travel nurses live in RVs or converted vans. The upfront cost ($20,000–$80,000) is offset by pocketing nearly 100% of your housing stipend each month. However, you'll need to factor in campground fees ($500–$1,500/month), maintenance, and fuel. Also note: living in an RV full-time without maintaining a separate tax home can jeopardize your tax-free stipends.
Frequently Asked Questions
Can I stay with friends/family and keep the stipend?
What if I need to break my lease early?
Does my agency cover housing deposits?
Most travel nurses take the housing stipend and find their own place, pocketing the difference. Furnished Finder is the #1 resource. Aim to spend 50–70% of your stipend on rent. Book month-to-month when possible. Always maintain your tax home separately.
Compare Pay Packages with Housing Costs
See how housing costs affect your take-home pay in any city.
Compare Pay Packages with Housing Costs